HF4133

The bill aims to prohibit certain exclusions in homeowners insurance policies when the damage is caused by a peace officer.
It proposes to amend Minnesota law (Minnesota Statutes 2024) to address how damages caused by peace officers are treated under homeowners insurance.

Prohibition of exclusions: The bill would prevent insurers from applying specific exclusions to homeowners insurance when the resulting damage is caused by a peace officer.
Statutory amendments: It would amend Minnesota Statutes 2024 section 65A.27 subdivision 1 to reflect the new approach and terminology.
Scope of application: The changes would apply to sections 65A.27 through 65A.302 and 65A.304, establishing how these provisions interact within the chapter.
Definitions: The bill assigns meanings to terms used in these provisions, specifying what certain terms mean for the purposes of sections 65A.27 to 65A.304.

Adds protections for homeowners regarding coverage when damage is caused by peace officers, limiting or removing certain exclusions that might otherwise apply.
Introduces formal definitions for terms used across the specified sections (65A.27 to 65A.304), clarifying how the provisions should be interpreted.

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Date	Chamber	Type	Name	Committee Name
April 21, 2026	Senate	Action	Received from House
April 21, 2026	Senate	Action	Introduction and first reading
April 21, 2026	Senate	Action	Referred to	Rules and Administration
April 22, 2026	Senate	Action	Comm report: Rule 45-amend, subst. General Orders
April 22, 2026	Senate	Action	Second reading
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Enacted