SF559 (Legislative Session 94 (2025-2026))

Certain restrictive covenants removal fees prohibition

AI Generated Summary

Purpose

This bill changes Minnesota law to help property owners remove certain discriminatory restrictions from their property titles. It sets up a process to discharge restrictive covenants related to protected classes at no cost to homeowners, making those restrictions permanently ineffective on the title.

Main Provisions

  • A property owner may record, at no cost, the statutory form (provided in subdivision 6) in the county recorder’s office to discharge and permanently remove a restrictive covenant related to a protected class from the property title.
  • The discharge of the covenant is valid and enforceable under Minnesota law once the statutory form is properly recorded.
  • The remaining parts of the original instrument containing the restrictive covenant still apply in other respects; the document is treated as if the removed covenant were never there.
  • A restrictive covenant that affects a protected class is void regardless of whether the statutory form has been recorded.
  • This provision does not apply to real property registered under chapters 508 and 508A.

Significant Changes to Existing Law

  • Amends Minnesota Statutes 2024 section 507.18, subdivision 5, to create a formal method for permanently discharging protected-class restrictive covenants from title at no cost.
  • Establishes that such covenants are void in effect, even if not removed via the statutory form.
  • Requires recording in the county recorder’s office and specifies the use of the statutory form referenced in subdivision 6.
  • Limits the new process to standard real property titles and excludes certain property types covered by chapters 508 and 508A.

Practical Impact

  • Helps remove barriers tied to protected characteristics in housing by allowing clean title without discriminatory covenants.
  • Clarifies that the removal does not rewrite other parts of the original agreement, which may continue to govern other aspects of the property to the extent permitted.
  • Reduces cost barriers for homeowners seeking to clear their titles of outdated discriminatory restrictions.

Relevant Terms - restrictive covenant - protected class - discharge of restrictive covenants - title / real property title - record / recordation - county recorder - statutory form - subdivision 6 - Minnesota Statutes 2024 section 507.18 subdivision 5 - void - valid and enforceable - instrument - at no cost - permanently remove/current title after discharge - property not subject to chapters 508 and 508A

Bill text versions

Actions

DateChamberWhereTypeNameCommittee Name
January 23, 2025SenateActionIntroduction and first reading
January 23, 2025SenateActionReferred toHousing and Homelessness Prevention
February 03, 2025SenateActionComm report: To pass as amended and re-refer toJudiciary and Public Safety
SenateActionSee

Citations

 
[
  {
    "analysis": {
      "added": [
        "No-cost recording of the statutory form to discharge a restrictive covenant related to a protected class.",
        "Discharge is valid and enforceable when properly recorded.",
        "A restricted covenant affecting a protected class is void even if a statutory form is recorded."
      ],
      "removed": [
        "Elimination of recording fees for this discharge (previously required)."
      ],
      "summary": "Amends Minnesota Statutes 2024 section 507.18, subdivision 5 to permit discharge of a restrictive covenant related to a protected class by recording the statutory form provided in subdivision 6 at no cost; clarifies validity of discharge and that the instrument remains otherwise effective; declares that a restrictive covenant affecting a protected class is void.",
      "modified": [
        "Outlines that the discharge affects only the covenant and not the entire instrument, which remains in force in other respects."
      ]
    },
    "citation": "507.18",
    "subdivision": "Subd.5"
  },
  {
    "analysis": {
      "added": [
        "Cross-reference to Subd.6 for the form used to discharge the covenant."
      ],
      "removed": [],
      "summary": "References the statutory form provided in subdivision 6 of section 507.18; the bill relies on this subdivision for the discharge process.",
      "modified": [
        "Specifies the workflow relies on Subd.6; no new text added to Subd.6 itself."
      ]
    },
    "citation": "507.18",
    "subdivision": "Subd.6"
  },
  {
    "analysis": {
      "added": [
        "Explicit exemption for property governed by chapters 508 and 508A from the discharge provision."
      ],
      "removed": [],
      "summary": "The bill states the discharge provision does not apply to real property registered under chapters 508 and 508A.",
      "modified": [
        "Cross-reference inclusion; no change to 508/508A provisions themselves."
      ]
    },
    "citation": "508",
    "subdivision": ""
  },
  {
    "analysis": {
      "added": [
        "Explicit exemption for property governed by chapter 508A from the discharge provision."
      ],
      "removed": [],
      "summary": "Same exemption applies to property registered under chapter 508A.",
      "modified": [
        "Cross-reference inclusion; no change to 508A provisions themselves."
      ]
    },
    "citation": "508A",
    "subdivision": ""
  }
]

Progress through the legislative process

17%
In Committee
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